Our Auto Physical Damage Program (APD) protects fleets with tailored, data-driven solutions that address today’s evolving risks. With expert underwriters, a streamlined submission process, and competitive coverage options, Inland Coverage offers brokers a smart, efficient path to securing APD protection for small fleets, high-value units, and new ventures alike. 

Program Type: 

• Auto Physical Damage (non-admitted)

• Specialty Builders Insurance Company (AM Best A X)

Key Limits:

• $260,000 per truck

• $140,000 per trailer

• $3,000,000 Total Insured Value maximum per policy

Deductibles:

• ≤ $150,000 unit: $2,500 standard

• >$150,000 unit: $5,000 standard

• Less than $40,000 trailers: $1,000 standard

Optional Coverages:

• Towing ($10K to $25K)

• Non-Owned Trailer (Trailer Interchange) (up to $100,000)